Previously Known As : Iti Long Term Equity Fund
Iti Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 9
Rating
Growth Option 19-10-2026
NAV ₹23.83(R) -1.18% ₹27.33(D) -1.16%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -3.88% 12.22% 9.48% -% -%
Direct -2.2% 14.24% 11.53% -% -%
Benchmark
SIP (XIRR) Regular -1.78% 2.93% 10.63% -% -%
Direct -0.09% 4.81% 12.74% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.52 0.28 0.52 1.66% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
19.97% -26.7% -22.29% 1.28 14.03%
Fund AUM As on: 30/12/2025 437 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
quant Elss Tax Saver Fund 2
SBI ELSS Tax Saver Fund 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
HSBC Elss Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
JM ELSS Tax Saver Fund 7
Nippon India ELSS Tax Saver Fund 8

NAV Date: 19-10-2026

Scheme Name NAV Rupee Change Percent Change
ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option 20.86
-0.2500
-1.1800%
ITI ELSS Tax Saver Fund - Regular Plan - Growth Option 23.83
-0.2800
-1.1800%
ITI ELSS Tax Saver Fund - Direct Plan - IDCW Option 24.18
-0.2800
-1.1600%
ITI ELSS Tax Saver Fund - Direct Plan - Growth Option 27.33
-0.3200
-1.1600%

Review Date: 19-10-2026

Beginning of Analysis

ITI ELSS Tax Saver Fund is the 14th ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The ITI ELSS Tax Saver Fund has shown a very good past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 1.66% which is higher than the category average of -0.29%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.52 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

ITI ELSS Tax Saver Fund Return Analysis

The ITI ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -4.94%, -5.17 and 2.42 in last one, three and six months respectively. In the same period the category average return was -3.48%, -4.21% and -1.57% respectively.
  • ITI ELSS Tax Saver Fund has given a return of -2.2% in last one year. In the same period the Nifty 500 TRI return was -2.0%. The fund has given 0.2% less return than the benchmark return.
  • The fund has given a return of 14.24% in last three years and rank 5th out of thirty nine funds in the category. In the same period the Nifty 500 TRI return was 9.99%. The fund has given 4.25% more return than the benchmark return.
  • ITI ELSS Tax Saver Fund has given a return of 11.53% in last five years and category average returns is 9.14% in same period. The fund ranked 6th out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 10.13%. The fund has given 1.4% more return than the benchmark return.
  • The fund has given a SIP return of -0.09% in last one year whereas category average SIP return is -5.87%. The fund one year return rank in the category is 6th in 40 funds
  • The fund has SIP return of 4.81% in last three years and ranks 7th in 38 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (8.55%) in the category in last three years.
  • The fund has SIP return of 12.74% in last five years whereas category average SIP return is 8.96%.

ITI ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 19.97 and semi deviation of 14.03. The category average standard deviation is 15.39 and semi deviation is 11.37.
  • The fund has a Value at Risk (VaR) of -26.7 and a maximum drawdown of -22.29. The category average VaR is -22.63 and the maximum drawdown is -18.27. The fund has a beta of 1.07 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -5.06 -3.56
    -3.54
    		-6.07 | -1.25 38 | 40 Poor
    3M Return % -5.56 -5.33
    -4.42
    		-7.22 | 0.24 33 | 40 Poor
    6M Return % 1.57 -2.97
    -2.06
    		-6.65 | 7.43 7 | 40 Very Good
    1Y Return % -3.88 -6.21
    -6.27
    		-12.29 | 3.21 11 | 40 Good
    3Y Return % 12.22 9.43
    8.93
    		1.37 | 18.33 6 | 39 Very Good
    5Y Return % 9.48 8.02
    7.96
    		3.42 | 14.50 6 | 31 Very Good
    1Y SIP Return % -1.78
    -6.82
    		-24.60 | 5.06 8 | 39 Very Good
    3Y SIP Return % 2.93
    0.91
    		-3.79 | 7.23 9 | 38 Very Good
    5Y SIP Return % 10.63
    7.78
    		2.88 | 15.64 4 | 30 Very Good
    Standard Deviation 19.97
    15.39
    		11.39 | 21.29 38 | 39 Poor
    Semi Deviation 14.03
    11.37
    		8.48 | 15.53 37 | 39 Poor
    Max Drawdown % -22.29
    -18.27
    		-28.24 | -14.41 33 | 39 Poor
    VaR 1 Y % -26.70
    -22.63
    		-38.55 | -15.29 33 | 39 Poor
    Average Drawdown % 11.51
    8.11
    		4.32 | 11.51 1 | 39 Very Good
    Sharpe Ratio 0.52
    0.38
    		-0.05 | 0.72 11 | 39 Good
    Sterling Ratio 0.52
    0.43
    		0.12 | 0.68 8 | 39 Very Good
    Sortino Ratio 0.28
    0.19
    		0.02 | 0.36 8 | 39 Very Good
    Jensen Alpha % 1.66
    -0.29
    		-8.12 | 6.11 9 | 38 Very Good
    Treynor Ratio 0.09
    0.07
    		-0.01 | 0.12 11 | 38 Good
    Modigliani Square Measure % 8.06
    6.01
    		-0.84 | 11.01 11 | 38 Good
    Alpha % 4.24
    -0.82
    		-8.52 | 6.66 3 | 38 Very Good
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -4.94 -3.56 -3.48 -5.90 | -1.16 39 | 41 Poor
    3M Return % -5.17 -5.33 -4.21 -7.08 | 0.61 29 | 41 Average
    6M Return % 2.42 -2.97 -1.57 -6.41 | 8.14 7 | 41 Very Good
    1Y Return % -2.20 -6.21 -5.25 -11.30 | 4.22 11 | 41 Very Good
    3Y Return % 14.24 9.43 10.10 2.82 | 19.73 5 | 39 Very Good
    5Y Return % 11.53 8.02 9.14 4.21 | 15.88 6 | 31 Very Good
    1Y SIP Return % -0.09 -5.87 -24.09 | 6.47 6 | 40 Very Good
    3Y SIP Return % 4.81 2.03 -2.18 | 8.55 7 | 38 Very Good
    5Y SIP Return % 12.74 8.96 4.68 | 17.08 3 | 30 Very Good
    Standard Deviation 19.97 15.39 11.39 | 21.29 38 | 39 Poor
    Semi Deviation 14.03 11.37 8.48 | 15.53 37 | 39 Poor
    Max Drawdown % -22.29 -18.27 -28.24 | -14.41 33 | 39 Poor
    VaR 1 Y % -26.70 -22.63 -38.55 | -15.29 33 | 39 Poor
    Average Drawdown % 11.51 8.11 4.32 | 11.51 1 | 39 Very Good
    Sharpe Ratio 0.52 0.38 -0.05 | 0.72 11 | 39 Good
    Sterling Ratio 0.52 0.43 0.12 | 0.68 8 | 39 Very Good
    Sortino Ratio 0.28 0.19 0.02 | 0.36 8 | 39 Very Good
    Jensen Alpha % 1.66 -0.29 -8.12 | 6.11 9 | 38 Very Good
    Treynor Ratio 0.09 0.07 -0.01 | 0.12 11 | 38 Good
    Modigliani Square Measure % 8.06 6.01 -0.84 | 11.01 11 | 38 Good
    Alpha % 4.24 -0.82 -8.52 | 6.66 3 | 38 Very Good
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Elss Tax Saver Fund NAV Regular Growth Iti Elss Tax Saver Fund NAV Direct Growth
    19-10-2026 23.8316 27.3338
    16-10-2026 24.1153 27.6554
    15-10-2026 24.0179 27.5425
    14-10-2026 24.1495 27.6922
    13-10-2026 24.2243 27.7766
    12-10-2026 24.0812 27.6112
    09-10-2026 23.9717 27.4819
    08-10-2026 23.8047 27.2893
    07-10-2026 24.3906 27.9596
    06-10-2026 24.4532 28.0301
    05-10-2026 24.2329 27.7763
    01-10-2026 24.218 27.7542
    30-09-2026 24.5815 28.1694
    29-09-2026 24.6205 28.2128
    28-09-2026 24.682 28.282
    25-09-2026 25.1069 28.765
    24-09-2026 24.9398 28.5722
    23-09-2026 25.4235 29.125
    22-09-2026 25.1053 28.7592
    21-09-2026 25.1012 28.7532

    Fund Launch Date: 15/Jul/2019
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: To provide long-term capital appreciation byinvesting predominantly in equity and equityrelated securities. However, there is noassurance or guarantee that the investmentobjective of the Scheme will be achieved. Thescheme does not assure or guarantee anyreturns.
    Fund Description: An open ended equity linked saving scheme with a statutory lock-inof 3 years and tax benefit
    Fund Benchmark: Nifty 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.